FAQs

Frequently Asked Questions

Find Out If You're Financially Prepared Today

Why Do I Need Your Services?

Everybody could do a little better with their money. We help you define your financial goals and stay on track to achieve them. Think of us like a personal trainer, but for your money!

How Is Your Fee Structure Different From Other Firms?

We are a fee-only firm. We get paid only by our clients, no matter what products or services we recommend. Most other firms collect commissions from the products they sell, creating an inherent conflict of interest when they give investment advice. Most commissions are paid out of your hard-earned dollars before money is even invested. So, if an advisor sells you a mutual fund with a 5 percent upfront commission, your $100,000 investment now becomes a $95,000 investment. It could take years to make up for those dollars that you just gave to the advisor for investing your money. We charge a percentage-based fee for the assets we manage. When your portfolio goes up in value, we make more money, conversely, when your portfolio goes down in value, so does our revenue. As you can see, we are incentivized to keep your money growing.

When Is the Right Time to Start a Financial Plan?

Obviously, the sooner the better. With our comprehensive financial planning services, our clients spend less money and save more when working with our advisors. We are a true financial partner who works with you on everything financial. From budgets and debt repayment, to saving for retirement and lowering your taxes. We will make sure you make all the right money decisions to live the best life possible.

What Types of Clients do You Serve?

At MWM, we serve clients in every life stage. We specialize in working with individuals younger than age 40. If you are a young professional or entrepreneur of the millennial generation, we are the firm for you.

Do You Work with Clients That Are Not in the Denver and Boulder Area?

Yes, we work with clients all over the United States. We use the latest technologies to make working with MWM the best experience available. No matter where you are located, we can hold virtual appointments through Google Hangouts and Skype. Our financial planning software is accessible from any device and will give you real-time feedback on your financial plan. So, if the market goes crazy, you can see if you are still on track to reach your financial goals.

Do You Sell Any Financial Products or Life Insurance?

No, at MWM we do not sell any financial products or life insurance. We want to avoid any and all conflicts of interest while working with our clients. We believe the only way to do so is by not selling products that pay commissions.

Do You Hold the Money That is to be Invested?

No, we do not hold any client money directly. We utilize the custody services of Betterment Institutional, one of the largest technology-based providers of custodial services for firms like Millennial Wealth Management.

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Call Us Now for Financial Literacy

A5 MWM we’re a Denver financial advisory firm dedicated to serving millennials. Our comprehensive financial planning service is unique, a true partnership between the firm and our clients. No two client relationships look the same when working with us because nobody is in the same financial position with the same goals and life circumstances. If you want personal attention with a true understanding of your current financial situation and a plan to reach your future goals, then give us a try. Our promise to you is to always put Denver residents’ interests first, which we committed to when we took the fiduciary oath.